Modern Cooperative Management,
Simplified.
A purpose-built platform designed to streamline cooperative operations, manage loans and member records, enforce policies, and deliver a seamless experience for both administrators and members.
Trusted by 500+ cooperatives
One platform.
Two experiences.
iCoop is a web-based thrift & loans management platform. Cooperators get self-service access to savings, loans, and requests — while secretariat staff get full administrative control. One system, fully interoperable.
Web-based access
Reach your cooperators anywhere, anytime — no installs.
Two-phased solution
Distinct experiences for members and secretariat staff.
Interoperable & scalable
Integrates with your existing systems and grows with you.
For Cooperators
Self-service access to savings, loans & requests
Fixing what traditional systems get wrong
iCoop replaces patchwork tools and manual workarounds with one automated, policy-driven platform — purpose-built for cooperatives.
The old way
With iCoop
True automation. Real results.
Built for how cooperatives actually work
Every iCoop feature exists to give your cooperative control, reach, and speed — without rigid foreign software.
Policy enforced on every form
Control and restriction, built in — not bolted on.
Loan request
₦400,000
Within savings limitLoan request
₦1,200,000
Blocked by policyWeb-based access
Reach your cooperators anywhere, anytime. Nothing to install — it runs in the browser.
Fully parameter-driven
Set up and configure schemes, products, and rules yourself — no developer required.
Embedded workflow engine
Requests move through verification, recommendation, and approval — automatically.
Effortless experience, end to end
Clean, intuitive screens that members and staff actually enjoy using — with minimal training and a great user experience on every device.
Double-entry accounting,
done automatically.
iCoop maintains both Subsidiary (SL) and General (GL) ledgers. Every member transaction posts to the right accounts on its own — driven by your chart of accounts.
Subsidiary ledgers track every individual member transaction.
General ledgers summarize the COOP into product & scheme ledgers.
Chart of accounts covers
iCoop does this for you
Auto-postedReports that keep management in control
Out-of-the-box reports give your secretariat and executives a clear, real-time picture of the cooperative's health.
Non-Performing Loans
Spot loans falling behind early.
Non-Contributing Members
Track members who stopped saving.
Savings vs Loans
Balance exposure across the COOP.
Closures
Monitor member account closures.
Joining
See new members as they join.
Bank Reconciliation
Match books against bank records.
SBU Remittance vs Upload
Reconcile monthly remittances.
Negative / Free Savings
Flag negative or free savings.
Every action,
fully accountable.
iCoop logs everything and notifies management the moment something sensitive happens — so your cooperative stays transparent and in control.
Full activity logging
Every process and action on iCoop is recorded in a complete activity log.
Email & SMS alerts
Sensitive actions trigger instant notifications to management.
Inexhaustible controls
Configure restrictions and approvals to match your policy — endlessly.
Loan approved · ₦400,000
by T. Bello · 2m ago
Withdrawal flagged · policy check
auto · 11m ago
Alert sent to Management (SMS)
auto · 12m ago
Management notified via Email & SMS
Plans that grow with you
Built for cooperatives of every size. All plans include full access to iCoop's complete platform.
Starter Cooperative
0 – 50 members
/ member / annum
Includes
Growing Cooperative
51 – 200 members
/ member / annum
Includes
Established Cooperative
200 – 500 members
/ member / annum
Includes
Enterprise Cooperative
500+ members
contact for pricing
Includes
All plans include full platform access with no feature gating
Pricing calculated per member annually. Contact us for volume discounts and custom enterprise solutions.
Ready to transform your cooperative?
Start using iCoop today and experience smarter, faster, and more reliable operations.